/* ==========================================================================
   Creddo — Balanced High-Converting Responsive Stylesheet (Readable & Compact)
   ========================================================================== */

:root {
    --cr-primary: #1E3A8A;
    --cr-primary-light: #2563EB;
    --cr-accent: #0EA5E9;
    --cr-emerald: #10B981;
    --cr-amber: #F59E0B;
    --cr-dark: #0F172A;
    --cr-slate: #334155;
    --cr-muted: #64748B;
    --cr-light-bg: #F8FAFC;
    --cr-border: #E2E8F0;
    --cr-card-border: #E2E8F0;
    --cr-radius-sm: 10px;
    --cr-radius-md: 16px;
    --cr-radius-lg: 20px;
    --cr-shadow: 0 4px 15px rgba(15, 23, 42, 0.05);
    --cr-shadow-hover: 0 10px 25px rgba(37, 99, 235, 0.12);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
body {
    font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    background-color: var(--cr-light-bg);
    color: var(--cr-dark);
    line-height: 1.55;
    font-size: 15px;
    -webkit-font-smoothing: antialiased;
}

a { text-decoration: none; color: inherit; }
.container { max-width: 1200px; margin: 0 auto; padding: 0 16px; }

/* HEADER */
.header {
    background: #ffffff;
    border-bottom: 1px solid var(--cr-border);
    position: relative;
    z-index: 100;
}
.header-wrap {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 64px;
}
.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 24px;
    font-weight: 800;
    color: var(--cr-primary);
    letter-spacing: -0.5px;
}
.logo-icon {
    width: 36px;
    height: 36px;
    background: linear-gradient(135deg, var(--cr-primary-light), var(--cr-accent));
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #ffffff;
    font-weight: 900;
    font-size: 20px;
}

.nav-links { display: flex; gap: 22px; align-items: center; }
.nav-link { font-size: 14.5px; font-weight: 600; color: var(--cr-slate); transition: 0.2s; }
.nav-link:hover { color: var(--cr-primary-light); }
.nav-contact { font-weight: 700; color: var(--cr-primary); font-size: 15px; }

.mobile-menu-btn { display: none; background: none; border: none; font-size: 24px; cursor: pointer; color: var(--cr-dark); }

/* HERO SECTION */
.hero {
    background: linear-gradient(135deg, #0F172A 0%, #1E3A8A 100%);
    color: #ffffff;
    padding: 40px 0 45px;
    position: relative;
    overflow: hidden;
}
.hero-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 32px;
    align-items: center;
}
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(255, 255, 255, 0.12);
    backdrop-filter: blur(8px);
    padding: 5px 14px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 700;
    color: #BAE6FD;
    margin-bottom: 14px;
    border: 1px solid rgba(255, 255, 255, 0.15);
}
.hero-title {
    font-size: 36px;
    font-weight: 800;
    line-height: 1.25;
    margin-bottom: 12px;
    letter-spacing: -0.5px;
}
.hero-title span {
    background: linear-gradient(90deg, #38BDF8, #67E8F9);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}
.hero-subtitle {
    font-size: 15px;
    color: #CBD5E1;
    line-height: 1.55;
    margin-bottom: 18px;
}
.hero-features {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}
.hero-feat-item {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 600;
    color: #F1F5F9;
    background: rgba(255,255,255,0.08);
    padding: 5px 12px;
    border-radius: 20px;
}
.hero-feat-icon {
    color: #38BDF8;
    font-weight: 800;
    font-size: 13px;
}

/* CALCULATOR CARD */
.calc-card {
    background: #ffffff;
    color: var(--cr-dark);
    border-radius: var(--cr-radius-md);
    padding: 24px 22px;
    box-shadow: 0 15px 30px rgba(0,0,0,0.2);
}
.calc-header { margin-bottom: 14px; text-align: center; }
.calc-header h3 { font-size: 19px; font-weight: 800; color: var(--cr-dark); margin-bottom: 2px; }
.calc-header p { font-size: 13px; color: var(--cr-muted); }

.calc-display {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 8px;
}
.calc-display-label { font-size: 12px; font-weight: 700; color: var(--cr-muted); text-transform: uppercase; }
.calc-display-val { font-size: 28px; font-weight: 800; color: var(--cr-primary-light); line-height: 1; }

.calc-slider {
    width: 100%;
    height: 7px;
    border-radius: 5px;
    background: #E2E8F0;
    outline: none;
    -webkit-appearance: none;
    margin-bottom: 12px;
    cursor: pointer;
}
.calc-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--cr-primary-light);
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(37, 99, 235, 0.4);
    border: 2px solid #ffffff;
}

.calc-quick-pills {
    display: flex;
    justify-content: space-between;
    gap: 6px;
    margin-bottom: 16px;
}
.quick-pill {
    flex: 1;
    background: #F1F5F9;
    border: 1px solid var(--cr-border);
    border-radius: 8px;
    padding: 6px 2px;
    font-size: 12px;
    font-weight: 700;
    color: var(--cr-slate);
    text-align: center;
    cursor: pointer;
    transition: 0.15s;
}
.quick-pill:hover, .quick-pill.active {
    background: var(--cr-primary-light);
    color: #ffffff;
    border-color: var(--cr-primary-light);
}

.calc-summary {
    background: #F8FAFC;
    border: 1px solid var(--cr-border);
    border-radius: 10px;
    padding: 12px 14px;
    margin-bottom: 16px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px;
    text-align: center;
}
.calc-sum-item small { display: block; font-size: 11px; color: var(--cr-muted); font-weight: 600; text-transform: uppercase; margin-bottom: 2px; }
.calc-sum-item strong { font-size: 15px; font-weight: 800; color: var(--cr-dark); }
.calc-sum-item.highlight strong { color: var(--cr-emerald); }

.calc-btn {
    display: block;
    width: 100%;
    background: var(--cr-primary-light);
    color: #ffffff;
    text-align: center;
    padding: 14px;
    border-radius: 12px;
    font-size: 15.5px;
    font-weight: 800;
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.25);
    transition: 0.2s;
    border: none;
    cursor: pointer;
}
.calc-btn:hover { background: var(--cr-primary); transform: translateY(-1px); }

/* OFFERS SECTION */
.offers-section { padding: 40px 0 55px; }
.section-header { text-align: center; margin-bottom: 22px; }
.section-header h2 { font-size: 28px; font-weight: 800; color: var(--cr-dark); margin-bottom: 6px; letter-spacing: -0.5px; }
.section-header p { font-size: 14.5px; color: var(--cr-muted); max-width: 580px; margin: 0 auto; }

/* CATEGORY TABS */
.category-tabs {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin-bottom: 24px;
    flex-wrap: wrap;
}
.tab-btn {
    padding: 8px 16px;
    background: #ffffff;
    border: 1px solid var(--cr-border);
    border-radius: 50px;
    font-size: 13.5px;
    font-weight: 700;
    color: var(--cr-muted);
    cursor: pointer;
    transition: 0.2s;
}
.tab-btn:hover { border-color: var(--cr-primary-light); color: var(--cr-primary-light); }
.tab-btn.active { background: var(--cr-primary-light); color: #ffffff; border-color: var(--cr-primary-light); box-shadow: 0 2px 8px rgba(37, 99, 235, 0.2); }

/* OFFERS GRID */
.offers-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(275px, 1fr));
    gap: 20px;
}

/* OFFER CARD (ENHANCED & CLEAN) */
.offers-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
    gap: 20px;
}

.offer-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 22px 18px 18px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 4px 16px rgba(15, 23, 42, 0.04);
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    gap: 12px;
    text-align: center;
    position: relative;
    border-top: 3px solid transparent;
}
.offer-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.12);
    border-color: #93C5FD;
    border-top-color: var(--cr-primary-light);
}

.offer-badge {
    display: inline-block;
    align-self: center;
    font-size: 11px;
    font-weight: 800;
    padding: 4px 12px;
    border-radius: 50px;
    color: #ffffff;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    background: linear-gradient(135deg, var(--cr-primary-light), var(--cr-accent));
    box-shadow: 0 2px 8px rgba(37, 99, 235, 0.25);
}
.offer-badge.promo {
    background: linear-gradient(135deg, #EF4444, #F97316);
    box-shadow: 0 2px 8px rgba(239, 68, 68, 0.25);
}
.offer-badge-placeholder { height: 23px; }

.offer-logo {
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #F8FAFC;
    border-radius: 12px;
    padding: 4px 10px;
    margin: 2px 0;
    border: 1px solid #F1F5F9;
}
.offer-logo img { max-width: 140px; max-height: 40px; object-fit: contain; }

.offer-params-grid {
    display: grid;
    grid-template-columns: 1.1fr 1fr 1fr;
    gap: 6px;
    background: #F8FAFC;
    border: 1px solid var(--cr-border);
    border-radius: 12px;
    padding: 10px 6px;
}
.param-box { display: flex; flex-direction: column; justify-content: center; text-align: center; }
.param-label { font-size: 10px; font-weight: 700; color: var(--cr-muted); text-transform: uppercase; margin-bottom: 2px; }
.param-value { font-size: 14.5px; font-weight: 800; color: var(--cr-dark); line-height: 1.2; }
.highlight-rate .param-value { color: var(--cr-emerald); }

.offer-tags {
    display: flex;
    justify-content: center;
    gap: 6px;
    flex-wrap: wrap;
}
.offer-tag {
    font-size: 11px;
    font-weight: 700;
    color: #475569;
    background: #F1F5F9;
    padding: 3px 8px;
    border-radius: 6px;
    border: 1px solid #E2E8F0;
}

.offer-action { width: 100%; margin-top: auto; display: flex; flex-direction: column; align-items: stretch; }
.partner-notice { font-size: 10.5px; color: #64748b; margin-bottom: 6px; font-weight: 600; text-align: center; }

.btn-apply {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    width: 100%;
    padding: 14px 18px;
    background: linear-gradient(135deg, var(--cr-primary-light), #1D4ED8);
    color: #ffffff !important;
    border-radius: 12px;
    font-size: 15.5px;
    font-weight: 800;
    text-decoration: none;
    box-shadow: 0 4px 14px rgba(37, 99, 235, 0.28);
    transition: all 0.2s ease;
    box-sizing: border-box;
}
.btn-apply:hover {
    background: linear-gradient(135deg, #1D4ED8, #1E3A8A);
    box-shadow: 0 6px 18px rgba(37, 99, 235, 0.4);
    transform: translateY(-1px);
}
.btn-apply svg { transition: transform 0.2s ease; }
.btn-apply:hover svg { transform: translateX(3px); }


/* HOW IT WORKS */
.how-it-works { padding: 50px 0; background: #ffffff; border-top: 1px solid var(--cr-border); border-bottom: 1px solid var(--cr-border); }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 28px; }
.step-card { text-align: center; padding: 16px; }
.step-num { width: 50px; height: 50px; background: #EFF6FF; color: var(--cr-primary-light); border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 20px; font-weight: 800; margin: 0 auto 14px; }
.step-card h3 { font-size: 17px; font-weight: 800; margin-bottom: 6px; }
.step-card p { font-size: 14px; color: var(--cr-muted); line-height: 1.55; }

/* FAQ SECTION */
.faq-section { padding: 50px 0; }
.faq-wrap { max-width: 780px; margin: 0 auto; }
.faq-item { background: #ffffff; border: 1px solid var(--cr-border); border-radius: 14px; margin-bottom: 12px; overflow: hidden; }
.faq-q { padding: 16px 20px; font-weight: 700; cursor: pointer; display: flex; justify-content: space-between; align-items: center; transition: 0.2s; font-size: 15.5px; }
.faq-q:hover { background: #F8FAFC; color: var(--cr-primary-light); }
.faq-a { padding: 0 20px 18px; color: var(--cr-slate); font-size: 14px; line-height: 1.6; display: none; }
.faq-item.active .faq-a { display: block; }
.faq-item.active .faq-q { color: var(--cr-primary-light); }

/* FINANCIAL COMPLIANCE BLOCK */
.compliance-section { background: #F8FAFC; border-top: 1px solid var(--cr-border); padding: 40px 0; font-size: 13px; color: var(--cr-slate); }
.compliance-box { background: #ffffff; border: 1px solid #CBD5E1; border-radius: 16px; padding: 24px; }
.compliance-apr-banner { background: #EFF6FF; border-left: 4px solid var(--cr-primary-light); padding: 14px 18px; border-radius: 8px; margin-bottom: 18px; font-size: 13.5px; color: var(--cr-primary); line-height: 1.55; }
.compliance-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(270px, 1fr)); gap: 16px; margin-bottom: 20px; }
.comp-card { background: #F8FAFC; border: 1px solid var(--cr-border); border-radius: 12px; padding: 16px; }
.comp-card h4 { font-size: 14px; font-weight: 700; color: var(--cr-dark); margin-bottom: 8px; }
.comp-disclaimer { border-top: 1px solid var(--cr-border); padding-top: 16px; font-size: 12.5px; color: var(--cr-muted); line-height: 1.65; }

/* FOOTER */
.footer { background: #0F172A; color: #94A3B8; padding: 45px 0 26px; font-size: 13px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1.2fr; gap: 32px; margin-bottom: 32px; }
.footer-logo { font-size: 24px; font-weight: 800; color: #ffffff; margin-bottom: 10px; }
.footer-desc { font-size: 13px; line-height: 1.55; color: #64748B; margin-bottom: 14px; }
.footer-title { font-size: 14px; font-weight: 800; color: #ffffff; text-transform: uppercase; margin-bottom: 14px; letter-spacing: 0.5px; }
.footer-links a { display: block; color: #94A3B8; margin-bottom: 9px; font-size: 13.5px; transition: 0.2s; }
.footer-links a:hover { color: #ffffff; }
.footer-contacts p { margin-bottom: 7px; font-size: 13px; color: #CBD5E1; }
.footer-contacts a { color: #38BDF8; text-decoration: none; }
.footer-bottom { text-align: center; border-top: 1px solid #1E293B; padding-top: 20px; font-size: 12px; color: #64748B; }

/* MOBILE RESPONSIVE (BALANCED: READABLE & COMPACT) */
@media (max-width: 900px) {
    .header-wrap { height: 58px; }
    .hero { padding: 26px 0 28px; }
    .hero-grid { grid-template-columns: 1fr; gap: 20px; text-align: center; }
    .hero-badge { margin-bottom: 10px; font-size: 11.5px; padding: 4px 12px; }
    .hero-title { font-size: 25px; line-height: 1.3; margin-bottom: 10px; }
    .hero-subtitle { display: block; font-size: 13.5px; margin-bottom: 14px; }
    .hero-features { justify-content: center; gap: 8px; margin-bottom: 6px; }
    .hero-feat-item { font-size: 12px; padding: 4px 10px; }
    
    .calc-card { padding: 18px 16px; border-radius: 16px; }
    .calc-header { margin-bottom: 12px; }
    .calc-header h3 { font-size: 17.5px; }
    .calc-header p { display: block; font-size: 12.5px; }
    .calc-display-val { font-size: 25px; }
    .calc-quick-pills { gap: 4px; margin-bottom: 14px; }
    .quick-pill { font-size: 11.5px; padding: 6px 2px; }
    .calc-summary { padding: 10px; margin-bottom: 12px; }
    .calc-sum-item strong { font-size: 14.5px; }
    .calc-btn { padding: 13px; font-size: 15px; }

    .offers-section { padding: 26px 0 40px; }
    .section-header { margin-bottom: 16px; }
    .section-header h2 { font-size: 23px; margin-bottom: 4px; }
    .section-header p { font-size: 13.5px; line-height: 1.45; }

    .category-tabs {
        display: flex;
        justify-content: center;
        gap: 6px;
        margin-bottom: 18px;
        flex-wrap: wrap;
    }
    .tab-btn { padding: 7px 12px; font-size: 12.5px; }

    .offers-grid { grid-template-columns: 1fr !important; gap: 14px !important; }
    .offer-card { padding: 18px 16px 16px !important; border-radius: 16px !important; gap: 10px !important; }
    .offer-badge { font-size: 11px !important; padding: 3px 10px !important; }
    .offer-logo { height: 42px !important; }
    .offer-logo img { max-width: 140px !important; max-height: 38px !important; }
    .param-col span { font-size: 10.5px !important; }
    .param-col strong { font-size: 16px !important; }
    .btn-apply { padding: 13px 16px !important; font-size: 15px !important; border-radius: 10px !important; }

    .steps-grid { grid-template-columns: 1fr; gap: 16px; }
    .footer-grid { grid-template-columns: 1fr; gap: 22px; }
    
    .header { position: relative; }
    .nav-links { display: none; }
    .nav-links.active {
        display: flex !important;
        flex-direction: column;
        align-items: flex-start;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: #ffffff;
        padding: 16px 20px 20px;
        border-bottom: 2px solid var(--cr-primary-light);
        box-shadow: 0 12px 30px rgba(15, 23, 42, 0.15);
        gap: 10px;
        z-index: 999;
    }
    .nav-links.active .nav-link {
        display: block;
        width: 100%;
        font-size: 15px;
        font-weight: 700;
        color: var(--cr-dark);
        padding: 8px 0;
        border-bottom: 1px solid #F1F5F9;
    }
    .nav-links.active .nav-contact {
        display: block;
        width: 100%;
        padding-top: 6px;
        font-size: 16px;
        color: var(--cr-primary-light);
    }
    .mobile-menu-btn {
        display: flex;
        align-items: center;
        justify-content: center;
        width: 40px;
        height: 40px;
        background: #F1F5F9;
        border-radius: 10px;
        border: none;
        font-size: 22px;
        cursor: pointer;
        color: var(--cr-dark);
        transition: 0.2s;
    }
    .mobile-menu-btn:active { background: #E2E8F0; }

}

/* SLEEK PAYMENT BANKS & BRAND ALTERNATIVES */
.payment-banks-section {
    background: #ffffff;
    border-top: 1px solid #E2E8F0;
    padding: 48px 0;
}
.banks-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}
.bank-card {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 16px;
    padding: 22px 18px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 14px;
    transition: all 0.25s ease;
}
.bank-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 20px -5px rgba(0, 0, 0, 0.06);
    border-color: #CBD5E1;
    background: #ffffff;
}
.bank-icon-wrap {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.bank-icon-wrap.kaspi-badge { background: #FEE2E2; color: #DC2626; }
.bank-icon-wrap.halyk-badge { background: #DCFCE7; color: #16A34A; }
.bank-icon-wrap.iban-badge  { background: #E0E7FF; color: #4F46E5; }
.bank-icon-wrap.post-badge  { background: #FEF3C7; color: #D97706; }

.bank-content h3 {
    font-size: 15.5px;
    font-weight: 800;
    color: #0F172A;
    margin: 0 0 6px 0;
    line-height: 1.3;
}
.bank-content p {
    font-size: 13px;
    color: #64748B;
    line-height: 1.5;
    margin: 0;
}

.brand-pills-wrap {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 14px;
}
.brand-pill {
    background: #F1F5F9;
    border: 1px solid #E2E8F0;
    color: #334155;
    padding: 5px 11px;
    border-radius: 8px;
    font-size: 12px;
    font-weight: 700;
}

@media (max-width: 992px) {
    .banks-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 580px) {
    .banks-grid { grid-template-columns: 1fr; }
    .payment-banks-section { padding: 32px 0; }
}



/* CREDDO.SHOP: ROYAL BLUE MARKETPLACE CUSTOM STYLES */
.payment-banks-section {
    background: #ffffff !important;
    border-top: 1px solid #E2E8F0 !important;
    padding: 52px 0 !important;
}
.payment-banks-section .container,
.geo-alternatives-section .container,
.seo-guide-section .container,
.faq-section .container,
.compliance-section .container,
.brand-independence-section .container {
    max-width: 1140px !important;
    margin: 0 auto !important;
    padding: 0 20px !important;
}
.payment-banks-section .section-header,
.faq-section .section-header {
    text-align: center !important;
    margin-bottom: 34px !important;
}
.payment-banks-section .section-header h2,
.faq-section .section-header h2 {
    font-size: 26px !important;
    font-weight: 800 !important;
    color: #0F172A !important;
    margin: 0 0 8px 0 !important;
}
.payment-banks-section .section-header p,
.faq-section .section-header p {
    font-size: 14px !important;
    color: #64748B !important;
    margin: 0 !important;
}

.banks-grid {
    display: grid !important;
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 20px !important;
}
.bank-card {
    background: #ffffff !important;
    border: 1px solid #E2E8F0 !important;
    border-radius: 20px !important;
    padding: 24px 20px !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 14px !important;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.03) !important;
    transition: all 0.25s ease !important;
    box-sizing: border-box !important;
}
.bank-card:hover {
    transform: translateY(-4px) !important;
    box-shadow: 0 16px 32px -8px rgba(37, 99, 235, 0.15) !important;
    border-color: #2563EB !important;
}
.bank-icon-wrap {
    width: 50px !important;
    height: 50px !important;
    border-radius: 14px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    flex-shrink: 0 !important;
}
.bank-icon-wrap.kaspi-badge { background: #FEE2E2 !important; color: #DC2626 !important; }
.bank-icon-wrap.halyk-badge { background: #DCFCE7 !important; color: #16A34A !important; }
.bank-icon-wrap.iban-badge  { background: #EFF6FF !important; color: #2563EB !important; }
.bank-icon-wrap.post-badge  { background: #FEF3C7 !important; color: #D97706 !important; }

.bank-content h3 {
    font-size: 16px !important;
    font-weight: 800 !important;
    color: #0F172A !important;
    margin: 0 0 6px 0 !important;
}
.bank-content p {
    font-size: 13px !important;
    color: #64748B !important;
    line-height: 1.5 !important;
    margin: 0 !important;
}

/* GEO & BRANDS */
.geo-alternatives-section {
    background: #F8FAFC !important;
    border-top: 1px solid #E2E8F0 !important;
    padding: 50px 0 !important;
}
.brand-pill {
    background: #EFF6FF !important;
    border: 1px solid #BFDBFE !important;
    color: #1D4ED8 !important;
    padding: 7px 14px !important;
    border-radius: 10px !important;
    font-size: 12.5px !important;
    font-weight: 700 !important;
    display: inline-block !important;
    transition: all 0.2s ease !important;
}
.brand-pill:hover {
    background: #2563EB !important;
    color: #ffffff !important;
}

/* FAQ ACCORDION */
.faq-section {
    background: #ffffff !important;
    border-top: 1px solid #E2E8F0 !important;
    padding: 50px 0 !important;
}
.faq-wrap {
    max-width: 900px !important;
    margin: 0 auto !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 12px !important;
}
.faq-item {
    background: #F8FAFC !important;
    border: 1px solid #E2E8F0 !important;
    border-radius: 16px !important;
    overflow: hidden !important;
    transition: all 0.2s ease !important;
}
.faq-item.active {
    border-color: #2563EB !important;
    background: #EFF6FF !important;
    box-shadow: 0 4px 16px rgba(37, 99, 235, 0.08) !important;
}
.faq-q {
    padding: 18px 24px !important;
    font-size: 15.5px !important;
    font-weight: 700 !important;
    color: #0F172A !important;
    cursor: pointer !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    gap: 14px !important;
}
.faq-q span {
    width: 28px !important;
    height: 28px !important;
    background: #ffffff !important;
    border-radius: 50% !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 14px !important;
    color: #2563EB !important;
    box-shadow: 0 2px 5px rgba(0,0,0,0.05) !important;
    transition: transform 0.25s ease !important;
    flex-shrink: 0 !important;
}
.faq-item.active .faq-q span {
    transform: rotate(180deg) !important;
    background: #2563EB !important;
    color: #ffffff !important;
}
.faq-a {
    display: none !important;
    padding: 0 24px 20px 24px !important;
    font-size: 14px !important;
    color: #334155 !important;
    line-height: 1.65 !important;
}
.faq-item.active .faq-a {
    display: block !important;
}

@media (max-width: 992px) {
    .banks-grid { grid-template-columns: repeat(2, 1fr) !important; }
}
@media (max-width: 580px) {
    .banks-grid { grid-template-columns: 1fr !important; }
}